Policy Scope And Local Law
This policy applies to data collected through sign-in, account use, support chats, device signals, and payment records tied to UPI, Paytm, or PhonePe. We use those records to keep the account secure, confirm transactions, answer requests, and stop misuse. Some records are kept so we can
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settle disputes, meet tax duties, or satisfy a legal request. If a rule in India or another relevant territory requires us to keep, disclose, or block a record, we follow that rule for the record in question. If a feature is not allowed where you are,
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we do not make it available there. When we work with processors, cloud hosts, or verification partners, they receive only the details needed for that task, and they must handle them for that limited purpose.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.